Variable annuity product & fund prospectuses

Prospectuses provide important information for your review when considering a variable annuity product and the funds it offers for investment. For document delivery options, use the three dots next to any product name.

The Fund Prospectuses & Reports link below provides access to fund prospectuses and related documents for ALL investment options offered across our variable annuities, not all of which may be available in the contract you are considering or purchased. For all prospectus documents, including both product and fund prospectuses specific to a particular variable annuity, see the table below.

Prospectus document types explained

Initial Summary Prospectus: Provided for you to consider before you purchase a variable annuity product; more concise and reader-friendly than the long-form prospectus.

Updating Summary Prospectus: For current variable annuity product owners; summarizes any changes that took place since the last annual update.

Prospectus (Long Form): A longer document, also known as a “Statutory Prospectus”; provides a more detailed level of information.

Statement of Additional Information (SAI): A supplement to the prospectus that provides additional information about an annuity product and detailed operational disclosures.

Investment Options: Provides fund prospectuses for the investment options available within a specific annuity product.

Currently Sold Product & Fund Prospectuses

Previously Sold Product & Fund Prospectuses

Important Links:    Information Statements  |   Portfolio Holdings

W5060PRO.9 (5/21)

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Annuities are long-term products designed for retirement. Early withdrawals may be subject to withdrawal charges. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply. An investment in a variable annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested. Optional features are subject to additional fees, restrictions and limitations. Tax-qualified plans, such as an IRA, 401(k), etc., are tax deferred (and subject to required minimum distributions) regardless of whether or not they are funded with an annuity.

The purchase of a variable annuity is not required for, and is not a term of, the provision of any banking service or activity. An investment in the securities underlying a variable annuity is not guaranteed or endorsed by any bank, is not a deposit or obligation of any bank, and is not federally insured by Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board or any other federal government agency. 

Variable annuities and their underlying fund investments are sold by prospectus only. The prospectuses contain the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. PDFs of prospectuses are available from this page or may be obtained from your financial advisor or by calling 1-800-445-7862. Please read the prospectus carefully before investing. 

Variable Annuities are issued by American General Life Insurance Company (AGL), Houston, TX, except in New York, where they are issued by The United States Life Insurance Company in the City of New York (US Life). Polaris Platinum Elite Variable Annuity is issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX, in all states except New York. All products may not be available in all states and may vary by state. Distributed by AIG Capital Services, Inc (ACS), member FINRA. AGL, US Life, VALIC and ACS are members of American International Group, Inc. (AIG). All contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company and are not the obligation or responsibility of AIG.

The Anchor Series Trust, Seasons Series Trust and SunAmerica Series Trust are advised by SunAmerica Asset Management, LLC (SAAMCo), and SunAmerica Series Trust is distributed by AIG Capital Services, Inc. (ACS). AGL, US Life, VALIC, ACS and SAAMCo are members of American International Group, Inc. (AIG). All contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company and are not the obligation or responsibility of AIG.

Not FDIC or NCUA/NCUSIF Insured

May Lose Value • No Bank or Credit Union Guarantee • Not a Deposit • Not Insured by Any Federal Government Agency