Policies and annuities issued by American General Life Insurance Company (AGL), Houston, TX, except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Variable policies and annuities are distributed by an affiliate, AIG Capital Services, Inc., member FINRA. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Products may not be available in all states, and features, including rates, may vary by state. Refer to contract for complete details.