Index universal life

Provides upside potential with downside protection for valuable life insurance protection, supplemental retirement income, tax diversification, or long-term wealth accumulation.

Guaranteed universal life

Protection you can count on for your family or your business. Choose your coverage period and premium structure to take advantage of the guaranteed coverage.

Variable universal life

Life insurance that provides permanent protection together with the opportunity to accumulate cash value through various, separate account options.

Other Life Insurance products

Universal Life Insurance resources

AG 49-A explained

Stay current on NAIC's recently implemented Actuarial Guideline 49-A. Make sure you are appropriately illustrating both upside opportunity and downside risk of index universal life (IUL) products. 

Policies issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Policy Form Numbers: 15442, ICC15-15442, 16760, ICC16-16760, 19646, ICC19-19646, 15442N Rev0518, 16760N Rev0618 and 19646N Rev0120. Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. Products may not be available in all states and product features may vary by state. Please refer to your policy.