Forms and Documents Needed to Process a Claim

Forms Needed to File a Claim

All of the forms and requirements for your specific claim type and situation will be provided in the claims packet sent to you.

If you would like to view and download all of the forms that may be needed for your claim, please enter your policy number below.

If you do not have a policy number, please use the online Report a Death Claim form linked above to initiate your claim.

The Policy information is not found

Please note: Depending on your circumstances, some of these forms may not be required. Please see the sections below to learn more about the claims process and form requirements for specific situations.

Documents Needed to File a Claim

Claimant’s Statement: Required for most claims; not required for expedited processing. Each beneficiary must complete and submit a statement. Provided in claims packet.

Original or copy of policy (if available): If the policy is not available, please note this on the top of the Claimant’s Statement.

Documentation required as Proof of Death: Required for all claims. The document required varies depending on the dollar amount of the benefit payment or circumstances of death, see table below. The required form of proof will be indicated in the claims packet sent to the beneficiary. Note: Only one proof of death is required for the deceased, even when there are multiple claimants and/or policies.

Proof of Death Requirements By Claim Type and Amount

Total Benefit Amount for Policy

$15,000 or less

Claim Type

Natural death

Date of death is 2 or more years after policy issue or reinstatement date

Death occurred within United States, Canada or U.S. territories (Puerto Rico, Guam, American Samoa, U.S. Virgin Islands)

Document Required

Any one of the following:

  • Obituary
  • Funeral service program
  • Funeral home bill
  • AIG Proof of Death

Total Benefit Amount for Policy

$15,001- $50,000

Claim Type

Natural death

Date of death is 2 or more years after policy issue or reinstatement date

Death occurred within United States, Canada or U.S. territories (Puerto Rico, Guam, American Samoa, U.S. Virgin Islands)

Document Required

Any one of the following:

  • AIG Proof of Death

Total Benefit Amount for Policy

$50,000 - $100,000

Claim Type

Natural death or suicide

Date of death is 2 years after policy issue or reinstatement date

Death occurred within United States, Canada or U.S. territories (Puerto Rico, Guam, American Samoa, U.S. Virgin Islands)

Document Required

  • Copy of Death Certificate 1,2

Total Benefit Amount for Policy

Greater than $100,000

Claim Type

Homicide

Date of death is within 2 years of  policy issue or reinstatement date

Foreign death (occurred outside of United States, Canada or U.S. territories - Puerto Rico, Guam, American Samoa, U.S. Virgin Islands)

Accidental death (only if claiming benefits for policy with Accidental Death Benefits Rider)

Document Required

Any one of the following:

  • Certified copy of Death Certificate 1,2,3

Note: The death certificate cannot be returned.

1 We cannot accept a death certificate where the cause of death is “pending.”
2 For deaths in Florida, the death certificate must be the long version which includes the cause of death.
3 For foreign deaths, certified death certificate from country where death occurred, translated into English.

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