We will strive to make the claim process as simple as possible.
All of the forms needed for your life insurance claim will be provided after you contact us to initiate the claim.
If the total benefit amount of the policy is $15,000 or less:
If the total benefit amount of the policy is greater than $15,000:
For most claims, we will review and process the claim within 5 business days once all requirements are received in good order. Please note that some claims require an investigation so may take longer to review. See Claims requiring an investigation for additional information.
Payment is made according to instructions provided by the beneficiary. Please allow 3 to 5 days’ mailing time for check payments.
If anything is missing or incomplete that may delay processing, we will notify you within 5 business days and follow up as needed regarding outstanding issues which must be resolved for the claim to be paid.
To protect your privacy, we only communicate with the beneficiary (or beneficiaries), the beneficiary’s attorney, the servicing agent, or the funeral home (only for claims where benefits are assigned to the funeral home).
All forms and requirements for your specific claim type and situation will be provided in the claims packet sent to you.
If you would like to learn more about the claims process or requirements for specific situations, click one of the links below.