Claims for Critical Illness, Chronic Illness or Terminal Illness

File a claim for a Critical Illness, Chronic Illness or Terminal Illness

Please use the online form below to initiate an Accelerated Death Benefit or Terminal Illness Rider claim only if your policy has an Accelerated Death Benefit Rider or Terminal Illness Rider.

For additional policy and claim options, please refer to the Individual Claims page.

Check your policy contract, which was sent to you when your policy went into effect. Accelerated death benefit riders and terminal illness riders are provided under provisions that are called “policy riders.”

Any policy riders you have will be listed in the Policy Schedule section toward the front of the contract. If you have one or more Accelerated Death Benefit or Terminal Illness riders, they will be listed with these names:

  • Terminal Illness Accelerated Death Benefit Rider
  • Chronic Illness Accelerated Death Benefit Rider
  • Critical Illness Accelerated Death Benefit Rider
  • Terminal Illness Rider

The rider itself can be found toward the end of the policy document. It will list covered conditions for each type of illness. Check the rider language to verify your condition is covered.

See our Frequently Asked Questions for additional information about critical illness, chronic illness and terminal illness claims.

Online Form: Accelerated Death Benefit Claim (Chronic Illness / Critical Illness / Terminal Illness)

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What type of illness/condition are you filing a claim for? Please only select one.

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