Life Insurance

Why life Insurance?

Life insurance helps keep life going, protecting your loved ones’ financial future. It can pay off debts, cover college costs or even pay the mortgage. Life insurance even offers options that can help while you are living.

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Protect your retirement

Life insurance is an important part of financial and retirement planning. In addition to protection, you can supplement your retirement with funds from your life insurance policy for a comfortable future.

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What are my choices?

There are a variety of flexible options available to meet your needs now and for the future. Consult with a financial professional to learn more about various types of policies and riders.

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Life insurance products

Term life insurance

Term life insurance is protection for a set period of time. It may also include the option to upgrade to a more permanent solution later on if your life changes.

Universal life insurance

An affordable way to secure a lifetime of coverage; available in Guaranteed Universal, Index Universal and Variable Universal product varieties.

Guaranteed Issue Whole Life

An affordable life insurance option made simple - no medical exam, no health questions, and acceptance is guaranteed between the ages of 50 - 80.

How can I purchase life insurance?

Join thousands who turn to AIG Direct every month for life insurance quotes and information about options to help protect their families’ financial future.

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Helpful resources

Get more out of life (insurance).

What is your life insurance IQ? Find out with a fun 5-question interactive quiz.

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Simple steps to get covered

Getting life insurance doesn't have to be complicated. This short video breaks it down into 5 simple steps to help you get started.

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Calculate the right amount

Your life insurance needs are very specific to your circumstances. To determine how much coverage you need, it's important to evaluate your needs and consultant a financial professional.

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Have Questions?

Find contact information, access forms, and answers to our frequently asked questions.

Have questions?

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).

Protect the ones you love with Life Insurance