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Polaris Variable Annuities

Polaris Variable Annuities can help you plan for a brighter future with a powerful combination of growth potential, beneficiary protection and optional income protection features that deliver protected lifetime income. 

Navigate the course ahead.

Help navigate your way to a more secure retirement with Polaris Variable Annuities with Polaris Income Plus Daily Flex®.

Learn how to navigate the course ahead.

Help grow income—daily.

See how Polaris with the optional Polaris Income Plus Daily Flex® feature can help you lock in potential investment gains DAILY for protected lifetime income.

Learn how to help grow income—daily.

Maximize your retirement income.

Explore how Polaris Variable Annuities with the optional Polaris Income MaxSM feature can help you maximize your retirement income—for a more comfortable future.

Learn how to maximize your retirement income.

Valuable insights and education.

When will you need the most retirement income?

Consider how your retirement income needs may change as you move through the different stages of retirement. 

Learn More

A look back at the stock market.

As you plan for the future, it's important to expect—and plan for—market ups and downs. 

Learn More

Quickly Access our suite of retirement solutions.

Variable Annuity Prospectuses

Learn more about the benefits of variable annuities, and discover the options that best fit your needs.

Variable Annuity Prospectuses

Index Annuities

Enjoy the protection of a fixed annuity, the potential for tax-deferred interest earnings based on the performance of a specific index and the opportunity for protected lifetime income.

Index Annuities

Fixed Annuities

Customize a retirement income solution with guaranteed interest earnings, principal protection and no market participation — plus options for protected lifetime income.

Fixed Annuities

Talk to your financial professional today to determine if a Polaris Variable Annuity makes sense for you.

Polaris Variable Annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained by calling 1-800-445-7862. Please read the prospectus carefully before investing.

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX.  Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. AGL does not issue products in the state of New York. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).