3 key benefits of a variable annuity

Polaris: A steady beacon

For over 25 years the Polaris Variable Annuities, named after Polaris the North Star, have served as a steady beacon helping investors successfully navigate their voyage to retirement with innovative solutions.

Designed for retirement

Polaris brings together a powerful combination of growth potential, tax-deferral and protection benefits for your retirement income and your beneficiaries. Polaris can help you build retirement assets with investment allocations tailored to your long-term goals and tolerance for risk.

Protected lifetime income

When you’re ready to turn your retirement savings into steady income, a Polaris variable annuity can provide you with guaranteed lifetime income that has the opportunity to grow and is protected from market volatility. You also can choose lifetime income to cover you, or you and your spouse. A no-cost option is also available through annuitization.

Explore our annuities

Variable annuity prospectuses

Provide more information about the benefits of variable annuities.

Index annuities

Give the protection of a fixed annuity, the potential for tax-deferred interest earnings based on the performance of a specific index, and the opportunity for guaranteed income for life.

Fixed annuities

Customize your retirement income solution with guaranteed interest earnings, principal protection and no market participation — plus options for lifetime income you can’t outlive.

Timely tools for retirement planning

Plan for different phases of retirement

Managing your nest egg is an ongoing process that needs to reflect life changes throughout your retirement.

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5 ways spending changes in retirement

Prepare a spending mindset to change from saving for retirement to living in retirement.

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Ask your financial professional

Talk to your financial professional about how a Polaris Variable Annuity may be right for your retirement portfolio today.

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).

Chart a course for your future with Polaris