Help grow and protect your assets with a Power Series Index Annuity.

In today’s low interest rate environment, a Power Series Index Annuity may provide more interest than some fixed income instruments. In up markets, you’ll have the opportunity to earn interest based partly on the performance of an index like the S&P 500® (excluding dividends), subject to a cap or other contract provisions. In down markets, both principal and any interest earned are locked in your account, ensuring that you’ll never lose money due to market declines.

Accumulate assets while protecting your principal in down markets

As shown by the hypothetical graph below, if a Power Series Index Annuity had been available during the “Lost Decade”—a 10-year period from 2000-2010 when most equity indices posted negative returns—it would have protected your annuity’s value from sharp market declines and provided significant growth (based on the hypothetical assumptions below). Please note that past performance is not a guarantee of future results.

Hypothetical example assumptions: Power Series Index Annuity with Annual Point-to-Point Index Interest Account (S&P 500® Index without dividends), $100,000 premium, 5% annual index rate cap (held constant for the period shown) and no guaranteed living benefit rider elected (no annual fees). The Annual Point-to-Point Index Interest Account earns interest based on the S&P 500® index performance from one contract anniversary (an anniversary of the date the contract is issued) to the next contract anniversary (and subsequent anniversaries), subject to  the 5% index rate cap. This chart is for illustrative purposes only and is produced with the benefit of hindsight for the period, 12/31/2000– 12/31/2010. It is not intended to predict actual performance. Indices are unmanaged and are not available for direct investment. The index rate cap is hypothetical and may be reset at a higher or lower rate on each contract anniversary by the issuing insurance company. It assumes no deduction of taxes and no dividends reinvested. If dividends were included, the values shown would be different and the performance gap could be smaller. Past performance is not a guarantee of future results. Source: S&P Dow Jones Indices LLC, 2021. See below for more information on index annuities. 

Talk to your financial professional or agent

Contact your financial professional or agent to learn more about the growth and protection benefits of a Power Series Index Annuity.

Important information on index annuities

Index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the claims-paying ability of the issuing insurance company. They provide the potential for interest to be credited based in part on the performance of the specified index, without the risk of loss of premium due to market downturns or fluctuations. Index annuities may not be appropriate for all individuals. Withdrawals may be subject to federal and/or state income taxes. An additional 10% federal tax may apply if you make withdrawals or surrender your annuity before age 59½. Please consult your tax advisor regarding your specific situation.

The S&P 500® Index is a product of S&P Dow Jones Indices LLC (“SPDJI”), and has been licensed for use by American General Life Insurance Company (“AGL”) and affiliates. Standard & Poor’s,® S&P,® and S&P 500® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by SPDJI and sublicensed for certain purposes by AGL and affiliates. AGL and affiliates’ products are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of purchasing such product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P 500® Index.

The Power Series of Index Annuities are issued by American General Life Insurance Company (AGL), 2727-A Allen Parkway, Houston, Texas 77019. Power Series Modified Single Premium Deferred Fixed Index Annuity (Single Premium Only in Oregon), Contract numbers: AG-800 (12/12), AG-800-ID (12/12), AG-801 (12/12) and AG-801-ID (12/12). The Power Index Elite Index Annuity is issued by The Variable Annuity Life Insurance Company (VALIC), 2727-A Allen Parkway, Houston, Texas 77019. Power Index Elite Modified Single Premium Deferred Fixed Index Annuity (Single Premium Only in Oregon), Contract numbers: V-800 (12/14) and V-800-ID (12/14).

AGL and VALIC are member companies of American International Group, Inc. (AIG). The underwriting risks, financial and contractual obligations and support functions associated with the annuities issued by AGL or VALIC are its responsibility. Guarantees are backed by the claims-paying ability of the issuing insurance company. AGL does not issue products in the state of New York. Annuities and riders may vary by state and are not available in all states.

©2021 American International Group, Inc. All rights reserved.

Not FDIC or NCUA/NCUSIF Insured

May Lose Value • No Bank or Credit Union Guarantee • Not a Deposit • Not Insured by Any Federal Government Agency