Index Annuities

3 key benefits of an index annuity

Growth potential

Grow your retirement assets with diverse accounts that earn interest based partly on the performance of indices, ranging from U.S. stocks to global equities to fixed income markets.

Principal protection

A fixed index annuity offers you the confidence of knowing you will never lose principal and earned interest due market downturns and your income is protected for life. Note, contract value will be reduced by any withdrawals and/or fees.

Income guaranteed for life

Concerned about rising retirement costs? An optional guaranteed living benefit rider can provide guaranteed income for life, plus the opportunity to guarantee rising income. No-cost annuitization options are also available.

Explore our other annuities

Variable annuities

Bring together a combination of growth potential, beneficiary protection and optional income protection features to help you address today’s retirement challenges.

Fixed annuities

Customize your retirement income solution with guaranteed interest earnings, principal protection and no market participation — plus options for lifetime income you can’t outlive.

Learn more about index annuities

Understanding fixed index annuities

Gain insights on the how the features and benefits work, and why a FIA may be right for you.

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How strong is your risk tolerance pyramid?

From our Knowledge Is Power collection, this idea discusses why you may want to consider reinforcing your retirement foundation with an Index Annuity.

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Ask your financial professional

Talk to your financial professional about how the Power Series of Index Annuities may be right for your retirement portfolio today.

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).

Make your future brighter with guaranteed lifetime income