It’s your retirement. You have choices.

American Pathway SolutionsMYG is an income solution that can guarantee income you won’t outlive. Plus, you can take advantage of the power of tax-deferred growth with the multiple initial guaranteed interest rate periods. Choose from a five-, six-, seven- or 10-year initial interest rate guarantee period.

Tax deferral results in 15% more spendable income

Example 1

Assuming a $100,000 initial premium earning 3% during a 20-year period, 24% income tax rate and no withdrawals, compare the retirement income generated in a currently taxable account with that generated in a tax-deferred account.

Example 2

_{This example is for illustrative purposes only. Not an actual case and intended solely to depict how the product features might work. It does not reflect the value of any specific contract. Restrictions and limitations apply. Withdrawals may be subject to withdrawal charges and federal and/or state income taxes. A 10% federal early withdrawal tax penalty may apply if taken before age 59½. Partial withdrawals may reduce benefits and contract value. Figures have been rounded to the nearest dollar. Assumes 24% tax rate. The entire contract is available for withdrawal after the withdrawal charge period expires.}

SolutionsMYG provides tax-deferred growth that helps keep more of your money working for you – to increase your retirement income. It offers:

Principal protection because there’s no market participation
Options for an income stream you can’t outlive
Protection for your family with a guaranteed death benefit included
A conservative income solution to diversify your portfolio

You have choices for the future you envision.

Talk to your financial professional about American Pathway SolutionsMYG.

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_{Annuities are long-term products designed for retirement.}

_{Retirement accounts such as IRAs can be tax deferred regardless of whether or not they are funded with an annuity. The purchase of an annuity within an IRA does not provide additional tax-deferred treatment of earnings. However, annuities do provide other features and benefits.}

_{Withdrawals may be subject to federal and/or state income taxes. A 10% federal early withdrawal tax penalty may apply if taken before age 59½ in addition to ordinary income tax. Partial withdrawals may reduce benefits and contract value.}

_{This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.}

_{Annuities issued by American General Life Insurance Company (AGL), Houston, TX., except in New York where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. AGL does not issue products in the state of New York.}

_{May not be available in all states and product features may vary by state. Please refer to the contract. aig.com}

Not FDIC or NCUA/NCUSIF Insured

May Lose Value • No Bank or Credit Union Guarantee • Not a Deposit • Not Insured by Any Federal Government Agency

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. AGL does not solicit, issue or deliver policies or contracts in the state of New York. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.