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Protected retirement income when you need it most

It’s not if, but when you need income – that’s where a fixed annuity can help.

3 key benefits of a fixed annuity

Generate predictable lifetime income

A fixed annuity with a guaranteed lifetime withdrawal benefit can help you prepare today for a more secure tomorrow with predictable and protected retirement income for life.  You also have the opportunity to grow future income while maintaining emergency access to your principal.

Flexibility to adjust as your needs change

A fixed annuity can provide peace of mind with protected income, tax-deferred growth, guaranteed interest earnings and access to your money. Plus it offers the flexibility to adjust to your changing needs or lifestyle.

Balance today’s needs with those of tomorrow

Income annuities can offer versatility to your financial strategy with multiple payout options. With no market participation, you can design a retirement solution that includes guaranteed lifetime income you can’t outlive.

 

Explore our other annuity products

Variable annuities

Bring together a combination of growth potential, beneficiary protection and optional income protection features to help you address today’s retirement challenges.

Index annuities

Give the protection of a fixed annuity, the potential for tax-deferred interest earnings based on the performance of a specific index, and the opportunity for guaranteed income for life.

Start planning with fixed annuities

Are you prepared?

An income strategy begins with understanding cash flow. See where you stand.

Find out

Is a fixed annuity right for you?

Here are 10 reasons why repositioning some assets might be good for your financial strategy.

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Understanding fixed annuities

Making financial choices should be based on knowledge. We’re here to help.

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Ask your financial professional

Talk to your financial professional about how a Fixed Annuity may be right for your retirement portfolio today.

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX.  Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).