Advanced Outcomes Annuity offers structured outcome strategies with underlying funds that have characteristics unlike many other traditional investment products and may not be suitable for all investors. There is no guarantee that the outcomes for a specific fund term will be realized. For more information regarding whether an investment in these funds is right for you, please see the product and fund prospectuses.
Structured Outcome Funds Risk: Underlying Funds may employ Strategies which seek to provide a ‘structured outcome’ investment experience. For each outcome period (fund term), an Underlying Fund’s performance is subject to upside return parameters (growth potential options) that could limit the upside participation of these Underlying Funds. The parameters of the Underlying Funds are designed to attempt to achieve their objectives over the entirety of the Underlying Fund’s outcome period. If you invest in these Underlying Funds after its specified outcome period has already started, you risk your investment not experiencing the full effect of the parameters. The specified outcomes of these Underlying Funds may not be realized, and a degree of under or over performance is likely. For more information, please see the Underlying Funds’ prospectuses.
Variable Portfolio Risk: Amounts that you invest in the Variable Portfolios are subject to the risk of poor investment performance. You can gain or lose money if you invest in these Variable Portfolios. Each Variable Portfolio’s performance depends on the performance of its Underlying Fund. Each Underlying Fund has its own investment risks, and you are exposed to the Underlying Fund’s investment risks when you invest in a Variable Portfolio. For more information, please see the Underlying Funds’ prospectuses.
Annuities are long-term investments designed for retirement. Early withdrawals may be subject to withdrawal charges. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal tax may apply.
An investment in Advanced Outcomes Annuity involves investment risk, including possible loss of principal. The contract, when redeemed, may be worth more or less than the total amount invested. Products and features may vary by state and may not be available in all states or firms. We reserve the right to change fees for features described herein; however, once a contract is issued, the fees will not change, except as described in the prospectus. The purchase of Advanced Outcomes Annuity is not required for, and is not a term of, the provision of any banking service or activity.
Milliman Financial Risk Management (Milliman FRM) is a global leader in investment advisory and risk management services to the retirement savings industry. Established in 1998, the practice includes more than 200 professionals operating from four trading platforms around the world (Chicago, London, Sydney and Amsterdam). Milliman FRM is a subsidiary of Milliman, Inc. AIG and its member companies are not affiliated with Milliman Financial Risk Management or Milliman, Inc.
Advanced Outcomes Annuity is issued by American General Life Insurance Company (AGL), Houston, TX, in all states except New York. AGL does not solicit, issue or deliver policies or contracts in the state of New York. Distributed by AIG Capital Services, Inc. (ACS), member FINRA. AGL and ACS are members of American International Group, Inc. (AIG). All contract and optional benefit guarantees are backed by the claims-paying ability of the issuing insurance company and are not the obligation or responsibility of AIG. They are not backed by the broker/dealer from which this annuity is purchased.
Advanced Outcomes Annuity is sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained by calling 1-877-445-1262. Investors should read the prospectus carefully before investing.