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Help your clients realize how living benefits can help minimize the financial strain of rising health care costs. Download the customizable conversation starter tool and share the facts.

Americans are underprepared for future health care expenses

How are serious illnesses affecting Americans?

Americans have faced financial hardship this year due to medical costs.¹

Americans are living with Alzheimer’s disease.²

Heart disease is the #1 cause of death in the U.S.³

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_{¹Journal of Internal Medicine, Prevalence and Correlates of Medical Financial Hardship in the USA; May 2019.

²Alzheimer’s Association. 2019 Alzheimer’s Disease Facts and Figures. January 2019.

³Heart.org. Cardiovascular diseases affect nearly half of American adults. January 2019.}

AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX. Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. AGL does not solicit, issue or deliver policies or contracts in the state of New York. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.