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Keep your clients on the retirement fairway with index annuities.

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Index annuities

Offer clients a powerful combination of growth potential, principal protection and guaranteed lifetime income. By blending market upside with downside protection, index annuities can provide the income clients need to stay on the  retirement fairway. 

Tap into more growth potential.

A recent study by AllianceBernstein showed that adding a fixed index annuity to a traditional 60/40  portfolio improved retirement accumulation outcomes by a significant margin. 

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Grow and guarantee income to the max

To help clients generate more income in retirement, a Power Series Index Annuity with Lifetime Income Max offers 6.50% income credits every year that lifetime withdrawals are not taken. 

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Double and match the interest earned for more income potential.

With Lifetime Income Plus Multiplier Flex, clients can earn annual income credits that are equal to 200% or 100% of interest earned, depending on when lifetime withdrawals begin. 

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Elevate your game with the latest information.

Understanding fixed index annuities.

Share insights with your clients about the benefits of fixed index annuities and why they might be a good fit.

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The risk tolerance pyramid.

Discuss with clients the reasons to reinforce their retirement strategies with index annuities.

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Share new perspectives.

Find out how adding an index annuity may enhance your clients’ portfolio outcomes in today’s ultra-low rate environment.

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Discover more annuity options for your clients.

Variable Annuities

Combine growth potential of the market, beneficiary protection and optional income protection features to help clients address everyday retirement challenges.

US Life & Retirement

Fixed Annuities

Customize a retirement income solution for your clients with guaranteed interest earnings, principal protection and no market participation, with options to guarantee income for life.

US Life & Retirement

Let’s work together.

Learn more about tools and programs designed specifically to help financial professionals. Together we can help clients achieve the financial and retirement security they deserve.

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AIG Life & Retirement consists of four operating segments: Individual Retirement, Group Retirement, Life Insurance and Institutional Markets. It includes the following major U.S. life insurance companies: American General Life Insurance Company; The Variable Annuity Life Insurance Company; and The United States Life Insurance Company in the City of New York.

Life insurance and annuities issued by American General Life Insurance Company (AGL), Houston, TX except in New York, where issued by The United States Life Insurance Company in the City of New York (US Life). Certain annuities are issued by The Variable Annuity Life Insurance Company (VALIC), Houston, TX.  Issuing companies AGL, US Life and VALIC are responsible for financial obligations of insurance products. AGL does not issue products in the state of New York. VALIC, AGL and USL, its employees, representatives do not provide tax or legal advice. Products and services may not be available in all states and product features may vary by state.

Securities products are distributed by AIG Capital Services, Inc. (ACS). Member FINRA, 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997.

AIG Retirement Services represents The Variable Annuity Life Insurance Company (VALIC), Houston, TX and its subsidiaries, VALIC Financial Advisors, Inc. (VFA) and VALIC Retirement Services Company (VRSCO). Securities and investment advisory services offered through VALIC Financial Advisors, Inc. (VFA), member FINRA, SIPC and an SEC-registered investment adviser, 2919 Allen Pkwy, L03-20, Houston, TX 77019-2158.

All companies are members of American International Group, Inc. (AIG).