Rethinking the "40" in the 60/40

Find out how index annuities are changing the art and science of portfolio construction in today's ultra-low rate environment.

Index annuities

Offer clients a powerful combination of growth potential, principal protection and guaranteed lifetime income. By blending market upside with downside protection, index annuities can provide the income clients need to stay on track with their retirement goals.

Tap into more growth potential

A recent study by AllianceBernstein showed that adding a fixed index annuity to a traditional 60/40  portfolio improved retirement accumulation outcomes by a significant margin. 

Grow and guarantee income to the max

To help clients generate more income in retirement, a Power Series Index Annuity with Lifetime Income Max offers 6.50% income credits every year that lifetime withdrawals are not taken. 

Double and match the interest earned for more income potential

With Lifetime Income Plus Multiplier Flex, clients can earn annual income credits that are equal to 200% or 100% of interest earned, depending on when lifetime withdrawals begin. 

Build your business with the latest information

Understanding fixed index annuities

Share insights with your clients about the benefits of fixed index annuities and why they might be a good fit.

The risk tolerance pyramid

Discuss with clients the reasons to reinforce their retirement strategies with index annuities.

Share new perspectives

Find out how adding an index annuity may enhance your clients’ portfolio outcomes in today’s ultra-low rate environment.

Discover more annuity options for your clients

Variable Annuities

Combine growth potential of the market, beneficiary protection and optional income protection features to help clients address everyday retirement challenges.

Fixed Annuities

Customize a retirement income solution for your clients with guaranteed interest earnings, principal protection and no market participation, with options to guarantee income for life.

Let’s work together

Learn more about tools and programs designed specifically to help financial professionals. Together we can help clients achieve the financial and retirement security they deserve.