American Pathway SolutionsMYG offers your clients choices to help meet their specific long-term retirement goals. They can choose from a five-, six-, seven- or 10-year initial interest rate guarantee period*, be confident their money is protected and their retirement income is increasing through the power of tax-deferred growth.

American Pathway SolutionsMYG also offers:

  • Premium bands with competitive initial interest rate guarantees
  • Annual penalty-free withdrawals up to 15% and a 30-day window at the end of the initial interest rate guarantee period during which no withdrawal charges or market value adjustment will be imposed on a full or partial withdrawal.
  • Withdrawal charge waivers for extended care and terminal illness
  • Guaranteed death benefit

Retirement is a destination. Help clients arrive with confidence.

Talk to them to see how they may benefit from American Pathway SolutionsMYG.

*10-year initial guarantee rate period is not available in New York.

Annuities are long-term products designed for retirement.

Retirement accounts such as IRAs can be tax deferred regardless of whether or not they are funded with an annuity. The purchase of an annuity within an IRA does not provide additional tax-deferred treatment of earnings. However, annuities do provide other features and benefits.

Withdrawals may be subject to federal and/or state income taxes. A 10% federal early withdrawal tax penalty may apply if taken before age 59½ in addition to ordinary income tax. Partial withdrawals may reduce benefits and contract value.

This material is general in nature, was developed for educational use only, and is not intended to provide financial, legal, fiduciary, accounting or tax advice, nor is it intended to make any recommendations. Applicable laws and regulations are complex and subject to change. Please consult with your financial professional regarding your situation. For legal, accounting or tax advice consult the appropriate professional.

Annuities issued by American General Life Insurance Company (AGL), Houston, TX., except in New York where issued by The United States Life Insurance Company in the City of New York (US Life). Issuing companies AGL and US Life are responsible for financial obligations of insurance products and are members of American International Group, Inc. (AIG). Guarantees are backed by the claims-paying ability of the issuing insurance company. AGL does not issue products in the state of New York.

May not be available in all states and product features may vary by state. Please refer to the contract.

Contract #s: AG-SPDA (6/17), AUSL-SPDA-M (7/17), USL-SPDA-M-DP-AP34 (7/17)

©American International Group, Inc. All rights reserved


May Lose Value • No Bank or Credit Union Guarantee • Not a Deposit • Not Insured by Any Federal Government Agency